Essentials Plus – Default – Iron Health Benefits Partners

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Essentials Plus

Limited Medical

Deductibles

N/A

N/A

Out of Pocket Max

N/A

N/A

Coinsurance: See SBC

100% Covered

Annual Adult Physical

Adult Immunizations

Mammogram

Gynecological Services

Routine Colonoscopy

Well Child/Newborn Care

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Key Considerations for Your Client's Health Plan Needs:

Does the prospective client currently have comprehensive medical coverage?(Required)

By checking this box, I acknowledge that I have read and understood the question above.

If they are dissatisfied with current coverage, find out the reasons why.(Required)

By checking this box, I acknowledge that I have read and understood the statement above.

Has the prospective client experienced a Qualifying Life Event (QLE)?(Required)

A QLE is an event that can change their eligibility or status for health benefit plans outside of the Open Enrollment Period (OEP).

By checking this box, I acknowledge that I have read and understood the question above.

What is your client’s budget for health benefits?(Required)

Determine if they qualify for subsidies or assistance programs to help make health coverage more affordable. Understanding their budget will guide the selection of plans that fit within their financial reach.

By checking this box, I acknowledge that I have read and understood the question above.

Does your client have specific doctors or hospitals they prefer?(Required)

Some health plans may limit access to certain providers. Asking about preferred healthcare professionals or facilities will help you identify plans that include those options.

By checking this box, I acknowledge that I have read and understood the question above.

Are there specific health services your client needs?(Required)

For individual clients, ask about their unique healthcare needs. For group plans, consider the needs of their employees.

By checking this box, I acknowledge that I have read and understood the question above.

Could the client, their dependents, or employees require maternity care or specialized services in the future?(Required)

Anticipating potential needs such as maternity or specialized care will help narrow down the range of suitable plans to discuss.

By checking this box, I acknowledge that I have read and understood the question above.

How frequently do your clients or employees typically visit medical professionals?(Required)

By checking this box, I acknowledge that I have read and understood the question above.

Are dependents included in the proposed coverage?(Required)

Again, demographics may be a factor in answering this question. If your clients, family members, and enrolling employees have a need for frequent medical attention, that should be weighed in selecting plans for quoting.

By checking this box, I acknowledge that I have read and understood the question above.

What is your client's level of understanding and comfort with health insurance terms and processes?(Required)

Your client's answer will help you gauge how much guidance he/she/they might need in understanding the proposed health policy and its benefits.

By checking this box, I acknowledge that I have read and understood the question above.

How does your prospective client earn his or her living?(Required)

Certain plans are not available to people with particular employment statuses. Your client's answer will help you determine what alternative plans may be available to them.

By checking this box, I acknowledge that I have read and understood the question above.

Is your client willing to share personal health and consumer insights data in order to qualify for lower monthly contributions?(Required)

Your client's answer will help you determine what alternative plans may be available to them.

By checking this box, I acknowledge that I have read and understood the question above.

Contact

Detego Health
759 N. 114th St. #300
Omaha, NE 68154

info@ironhealthbenefits.com
Member Services: (866) 815-6001
Sales Inquiries & Quotes: (855) 459-1113

Hours

Monday – Friday
7:00AM – 5:00PM (CST)

Detego Health

“I was totally blown away at how good my healthcare experience could be”

– Paige Payne | COO, Jim Ross Law

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